Guide to Buying your home here in Turkey
Buying a property in Turkey is a lot easier than in many other European countries. You can purchase land and property in your own name (or in several names if you are buying with a partner or friends), in towns or in rural areas as long as the area the property or land is in comes under a local council's jurisdiction.
In order to acquire the title of a property, an application has to be submitted to the local Land Registry Office within the town where the property is situated.
In Turkey it is legally compulsory for both sides (the seller and the buyer or their Power of Attorney*) to be present at the entry in the property register (at the Land Registry Office). During the transaction, the documents concerning the transfer of the property & purchase price are entered into the Land Registration Register and a purchase tax of 4% is collected. If the purchasers or sellers are not Turkish Speaking Citizens then they will be required to have a Government Registered Translator present or be represented by their solicitor or they may allocate a different Turkish speaking Citizen to act as their Power of Attorney.
A Power of Attorney - This is a legal document giving a person here in Turkey the official powers to act (sign) for you while you are not in the Country. This is normally completed at the outset but if you decide to buy after you have returned to the UK, it is possible to arrange from the UK. UK noters do cost more than the ones here in Turkey and a UK Government Apostile of the document will be required - Please contact us for indepth information of arranging this from the UK.
Once you are Happy you have found the property for you, we will help with negotiating the price agreeing the payment terms and also the time suitable to complete the transaction.
We will consider logistics of whether the seller can come out to Turkey or whether a UK Power of Attorney is necessary – we will provide options to suit both buyers and sellers. Once we know the price, and timescale we can move on to the next steps which include the following:-
A nominal deposit can be collected to secure & remove the property from the market while in resort with the remainder of the 10% deposit payable on return to the UK - PLEASE NOTE DEPOSITS ARE NON REFUNDABLE IF YOU CHANGE YOUR MIND, HOWEVER ARE REFUNDABLE IF THE SELLER CHANGES THEIR MIND.
Obtain a Survey on the property (priced £220-£400) - to be done at least 10 days before completion but not more than 4 weeks.
Obtain Tax numbers and open bank accounts both in Sterling & Turkish Lira (Euro & US Dollar accounts can be opened at the same time if required)
A contract is drawn up in English (& Turkish if required) between the buyer and seller with full property information and the payment terms arranged
If you are required to arrange a Power of Attorney then your passports will need to be officially translated by an independent Government translator, then officiated at the Notary office and Power of Attorney signed.
We will be there to guide and assist you through this whole procedure and once all paperwork and finance is in order and clearance for the transaction to go ahead is received, the legal exchange of property title deeds at the land registry office can be completed in a short time.
This entails the Buyer and Seller or their representative (power of Attorney) attending the land registry office, whereby the title deeds are transferred once the owner confirms they have received the monies for the transaction and the buyer confirms their willingness to buy the property.
For newly built properties an additional form for ‘Living Permission’ is required before the deeds (TAPU) can be issued. The Building Company will apply for this and it is quite normal for an interim deed to be issued until the Living Permission is received. An interim deed will show ownership of the land only as until the Local Government office has granted living permission the property can not be shown. Once living permission has been obtained a final deed will be issued showing the Property.
It is a legal requirement that a translator must be present at the Notary & TAPU (Deeds) offices, as all the points of sale must be understood by the buyer and the seller alike before the transaction can be completed. Once the transaction is finalised, you will receive a TAPU (title deeds) in your name. All these details are also kept on file at the Land Registry Office.
Tax Numbers - Your tax number will be used for opening a bank account, paying property taxes when purchasing your property and for taxes due on an annual basis. Council charges also require you to have a tax number. We or your lawyer will assist you in this process of obtaining your tax numbers, which is very straightforward.
Bank Accounts - We strongly recommend that you set up a bank account before leaving Turkey as this is the best way to transfer funds both in and out of the country and is also necessary for arranging direct debits for utility services, insurances etc. We will assist you in opening a bank account during your stay in Turkey . Again this is a straight forward process - you will need to bring your passport with you for identification purposes, proof of address and your National Insurance number along with your Turkish tax number which we will obtain for you.
When transferring funds to purchase a property, funds should be identified as being for the purchase of a property and always transfer funds in GBP Sterling. Similarly if you sell your property in Turkey the law allows you to transfer the proceeds of the sale out of the country.
The precise purchase procedure varies from property to property and may be subject to local regulations but in general the procedure is quite simple and should not give cause for any anxiety on your behalf. The most common way for foreigners to purchase property in Turkey is to use a notary and give Power of Attorney to your solicitor to complete any formalities on their behalf if they are not in the Country.
What your solicitor and/or Agent will do for you:
Search on property: (Searching at Deeds (Tapu) Office for any loan/debt on the property).
Preparing the contract. The contract legally binds the Purchaser & Seller in the property purchase agreement, especially for the money obligations. It also identifies the subjected property. The contract is not the final contract to have the legal ownership of the property. The legal ownership of the properties can only be transferred into the buyers names at the TAPU (Deeds) Office.
Payments to the Deeds Office and Notary
Provide Identity declarations for any Foreigner buying or Selling in Turkey
Final deeds transfer and related works
IMPORTANT NOTICE:-The particulars and information contained herein, whilst we believe them to be accurate are intended to give a fair description only and do not form part of any offer or contracts. The intending purchaser should not rely solely on the particulars contained herein.
We also recommend that you visit the British Embassy website for the latest developments and any updates in purchase law. A full guide to buying property can be viewed on their website at